Products

We can help you!

Whether your client is the highest paid doctor or dentist in your community or the policeman on the beat; whether in perfect health or not so perfect health, individual need or business need, we can help. If the product exists in the market place, we can help.

Individual Disability Insurance

Professional, business, white, gray, and Blue Collar Disability
Business Overhead Expense Disability
Loan Protection Disability
Disability Buy-Out
Disability Key Person Disability
Pension Protection (Above IDI Benefits)
Excess Disability above Traditional Issue Limits

Individual Life Insurance

Convertible Level Term Life: 10-15-20-30 years
Universal Life: Guarantee 15 Yrs Min. Premium, High Cash Value – Equity Index
Whole Life: Traditional high cash building product Down to $5,000
Impaired Risk Underwriting
Final Expense

Executive Benefit Programs

Guarantee Issue Executive Disability Programs
Simplified Issue Executive Level 10 Term (FOCUS 10)
Simplified Issue UL Life Programs

Advisor Resources

NonCan vs. Guaranteed Renewable-Choosing the Right Policy “The decision to protect your income with disability income insurance is a smart one. As you decide which policy to purchase, Noncancelable and Guaranteed Renewable (NC) or Guaranteed Renewable (GR), it is important to understand the differences between each one.”

Definitions of Disability “As you build your disability insurance policy it is important to understand how disability is defined. This is what determines whether or not benefits are payable in any specific instance.”

Student Loan Repayment Rider “Adding the Student Loan Repayment rider* to your disability policy provides extra coverage—the additional benefit reimburses your student loan payments.”

Features Designed to Protect Your Income “16 reasons to protect your income with Ameritas”

Quick Reference Guide to DI Insurance Policies “Quick reference guide to disability income insurance policies Individual Disability Income and Business Overhead Expense Insurance”

Summary of DI and BOE Insurance Policies “Summary of disability income and Business Overhead Expense insurance policies”

DInamic Foundation Agent Guide “Agent guide detailing the plan specifications for the DInamic Foundation product. Also includes detailed field underwriting content.”

DInamic Foundation Medical Market Summary Flyer “Agent flyer highlighting information about the medical market occupation classes, issue and participation limits and benefits”

Business Overhead Expense (BOE) Marketing Guide “Agent guide highlighting product features and resources available to help you market and competitively position DInamic Foundation Business Overhead Expense”

Financial Strength Benchmarking of Disability Income Competitors “Agent guide providing financial benchmarking information for major DI competitors”

Selling DI to the Medical Market Materials Brochure Producer “Brochure that summarizes the marketing material available in the Selling DI to the Medical Market sales idea.”

Individual DI and BOE Fact Finder “Fill-in client fact finder addressing the information you will need to help clients with individual and business overhead expense insurance needs”

AMA Recognized Medical Specialties and Occupational Classes Flyer “Agent flyer that captures the medical specialties and occupational classes that are recognized by the AMA and covered by a DInamic Foundation policy”

Medical Specialty Own Occupation Definition “Client flyer that examines the own occupation definition for medical professionals as outlined in the DI insurance policy”

Protect Your Earnings Brochure “Client brochure helping your clients learn why they need to protect their earnings with disability income insurance”

Business Loan Repayment Rider Borrower Flyer “Client flyer outlining the benefits of the BLRR to the business owner. Can be personalized with your information then downloaded for free or professionally printed and shipped for a fee. For Registered Reps, this material needs to be approved by your Compliance Department before use”

Help Your Business Survive Client Flyer “Client flyer outlining the advantages of Disability Income Insurance to help their business survive in the event of disability. Can be personalized with your information then downloaded for free or professionally printed and shipped for a fee. Additional photo options available. For Registered Reps, this material needs to be approved by your Compliance Department before use”

Protect Your Greatest Asset Flyer “Client flyer outlining the risks of disability. Can be personalized with your information then downloaded for free or professionally printed and shipped for a fee. For Registered Reps, this material needs to be approved by your Compliance Department before use”

We have access to many more resource materials that can be incorporated into your marketing. Some can even be personalized with your company name and logo.

Please call our office at (866) 386-6161 to request the most up-to-date marketing materials. We can also discuss options or suggest materials that are best suited for you and the needs of your clients.

Consumer Resources

Your income is your greatest asset.
What would you do if you became disabled and couldn’t work? A disability income protection program can help protect against the unexpected to provide security for you and your family while ensuring your future. A well-designed program will incorporate all available resources to provide adequate income during a disability. Anchored by an individually owned disability income insurance policy, it could be one of the best decisions you’ll ever make.

What to look for:

Flexibility
Portability
Non-cancelable or Guaranteed Renewable coverage
Affordable policies
Adequate income during a disability

Trust Atlanta DI Center to help find the policy that fits your needs!

Helpful Links:
America’s Disability Counter (Council on Disability Awareness)
Your PDQ – Personal Disability Quotient (Council on Disability Awareness)
Council for Disability Awareness
Federal Social Security Administration

Our Partners

	Ameritas Life Insurance Corp. We are an Ameritas DI Center / Regional Brokerage Office located in Cartersville, GA. Ameritas Life Insurance Corp. is a mutual life insurance company located in Lincoln, NB providing traditional life, disability, and financial products to 50 states designed with the end consumer in mind. Ameritas Life Insurance Corp. 5900 O Street P.O. Box 81889 Lincoln, NE 68501-1889

	Illinois Mutual Illinois Mutual, headquartered in Peoria, Illinois, is a premier provider of life insurance, annuity and disability insurance products. Including Whole Life down to $5,000, and Blue Collar DI.

	Principal Financial Group The Principal Financial Group® (The Principal®) is a global financial company offering superior DI products including IDI, Key Person, Buy-Out DI, Pension Protection, and Loan Protection.

	Petersen International Underwriters, Inc./Lloyds of London correspondent Petersen International Underwriters is renowned for creative and flexible disability products such as key man and high limit excess disability coverage on risks that others cannot or will not insure.

	Assurity Life Insurance Company Assurity Life Insurance Co. has a long standing history of providing exceptional blue collar disability products with great design flexibility.