Products

We can help you! Whether your client is the highest paid doctor or dentist in your community or the policeman on the beat; whether in perfect health or not so perfect health, individual need or business need, we can help. If the product exists in the market place, we can help you with it.

Individual Disability Insurance

  • Professional, business, white, gray, and Blue Collar Disability
  • Business Overhead Expense Disability
  • Loan Protection Disability
  • Disability Buy-Out
  • Disability Key Person Disability
  • Pension Protection (Above IDI Benefits)
  • Excess Disability above Traditional Issue Limits

Individual Life Insurance

  • Convertible Level Term Life: 10-15-20-30 years
  • Universal Life: Guarantee 15 Yrs Min. Premium, High Cash Value – Equity Index
  • Whole Life: Traditional high cash building product Down to $5,000
  • Impaired Risk Underwriting
  • Final Expense

Executive Benefit Programs

  • Guarantee Issue Executive Disability Programs
  • Simplified Issue Executive Level 10 Term (FOCUS 10)
  • Simplified Issue UL Life Programs